The financial check is the largest data package that Datakeeper offers. These types of checks must be done properly for the most sensitive processes. Think of the assessment of customers when taking out a mortgage, a rental agreement, a private lease contract or a consumer credit.
In addition to an ID, the customer also adds financial data from, for example, the UWV or the Tax Authorities.
The customer retrieves the data from the affiliated sources, by logging in with DigiD or their own bank details.
The customer only sends the requested data from each source.
Data minimizationOnly the necessary data is shared
Speed up the contract signing process
Faster turnaround time due to quick checks
Because you quickly receive the verified financial data from the customer with Datakeeper, you can make choices and decisions faster. In addition, the data you receive is maximally reliable. Thanks to the fast data check, the customer also knows where he stands sooner: you can move on to the contract signing process more quickly.
💡 With Datakeeper you make faster choices based on reliable source data.
Automate the tenant verification process
It is almost impossible to make it clearer to your customers which information you need from them. With Datakeeper you can easily send a data request, after which the customer can load the data directly with the Datakeeper app. This is easy: Datakeeper indicates where your customer can get the data from. This way you spend less time on customer support and you have more time for other customer contact.
💡More time for targeted customer contact, because you spend less time on customer support.
Discover quickly and AVG-proof whether your customer meets a certain income requirement, without being able to view the actual income. Datakeeper can organize this by using zero-knowledge proofs to show that an income or other number meets a certain property, without disclosing the specific metric, such as a salary.
💡 Validated income with privacy-friendly and updated technology.
With Datakeeper's financial check you can retrieve the following data from your customers:
Passport, ID card and driver's license
Email address and phone number
IBAN and name of account holder
BRP or iDIN name, date of birth and address details
Employment history and wages of the UWV
Pension overview from My Pension Overview
Income from the tax authorities' income statement
Payment check on income and expenses of PSD2 data
Income, possessions, debts, property, WOZ, DUO student debt
I need to upload an ID. Which IDs can I use for Datakeeper?
You can use any passport and ID card with a properly working NFC chip. If it does not have an NFC chip, you will be offered an alternative in the Datakeeper app. Choose this option to add your proof of identity, we use the OCR technique.
What do Rabobank and Datakeeper do to guarantee your privacy as a consumer?
Technical measures have been taken so that your data cannot be viewed by third parties without permission or used for something other than for which they are included in the Datakeeper app. Your data, including personal data, is stored and encrypted locally and securely on the phone. Only you can view your own data. In the privacy statement, we explain how we handle the processing of your personal data.
Are there any costs associated with using the Datakeeper app?
No. The Datakeeper app is free for consumers.
The Datakeeper App is unable to read my ID. How is this possible and what should I do now?
The phone may not support the use of NFC or the document may not be suitable for the Datakeeper App. Check the list of suitable devices by clicking on this link https://www.nfcsupport.nl/overzicht-nfc-telefoons/. Is the document suitable, but adding is not possible? We recommend that you keep your ID as still as possible. You will have a better connection if you remove the case from your phone/ID. It is also important that you have enough light to scan your passport or take the photo. If it doesn't work, you will automatically be redirected to another flow to upload your ID by taking a photo of it.